Sunday, November 6, 2011

Middle class face £35,000 bill to help pay for care in their old age


. divide the coalition on the new proposals on the financing of welfare

calls . Review insurance policies to cover the costs

The middle class must pay the first £ 35,000 of elderly care and encourage them to take out insurance to cover this cost, according to a study commissioned by the Government on the future financing of social assistance will be published next week.

The proposal will become the "death tax" line that led to a war of words between the Conservatives and Labor before the last election.

The recommendations of the economist Andrew Dilnot, who were seen by the cabinet, causing a split in the coalition government, a veteran liberal Democrat saying the chancellor, George Osborne, wants to "strangle the proposals at birth. "

is understood that the Deputy Prime Minister, Nick Clegg, is in favor of these proposals, but a source said David Cameron, in particular, Osborne seemed willing to "park on the grass report "because the potential difficulties political and financial commitments involved.

is feared more than the Prime Minister back to his chancellor against the Liberal Democrats - including Health Minister Paul Burstow -. They are largely in favor of the proposals

Before the election there was a furious row over the funding of care for the elderly: a proposal on the number of people who have to pay, it was agreed between the three parties before the Conservatives has not complied, calling a work "death tax."

All parties agree that the black hole in funding for the elderly, which is expected to reach 6 billion pounds in 2020, needed a solution that will also take into account the growth number of elderly .

At present, the social services provided by councils is a proven way. If someone needs residential care has more than 23.250 pounds of savings, capital or assets they have to pay for your care in full. Dilnot Under the proposals, there would be a greater investment and it is believed, a more generous means test that makes more people eligible for coverage of the state. However, those with modest assets better than - the middle class - would be needed to cover costs. The amount you would pay would be capped, which is believed would encourage insurers to offer coverage.

Dilnot that the government should invest up to $ 3 billion and that people should pay between £ 35,000 and £ 50,000 for the cost of their care before the steps of the State
They write: "The welfare system has been in crisis for years to organizations more and more each day according to people in the most vulnerable points in their lives who do not receive support or welfare or small. level of support is clearly insufficient for your needs. As a result, hundreds of thousands of people have to struggle alone to cope with daily tasks.

"We urge the government to seize the opportunity presented by the Commission and Dilnot produce a white paper detailing how it will fall to create a welfare system just and lasting, including how will be funded. "

Michelle Mitchell, charity director at the age of Britain, said he believed the government should adopt and rely on the recommendations of Dilnot. "The growing crisis in care for adults requires urgent action to millions of elderly people should not be left without the help and support they need to achieve a standard of living," said the
Observer



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